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FIRE Calculator

Determine your Financial Independence number and projected retirement date based on your savings rate.

Current Annual Expenses $60,000
Your yearly spending in retirement (adjusted for inflation)
Current Savings / Investments $100,000
Annual Contribution $30,000
How much you save/invest per year from income
Expected Return Rate 7%
Safe Withdrawal Rate 4%
Standard is 4%. Lower = safer but requires more savings.
Your FIRE Number
$1,500,000
Retire in ~22 years
33%
Savings Rate
25x
Expense Multiple
Projected Portfolio Growth vs. FIRE Target