🔥 FIRE Calculator (Early Retirement)

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FIRE Calculator

Determine your Financial Independence number and projected retirement date based on your savings rate.

Current Annual Expenses $60,000

Your yearly spending in retirement (adjusted for inflation)

Current Savings / Investments $100,000

Annual Contribution $30,000

How much you save/invest per year from income

Expected Return Rate 7%

Safe Withdrawal Rate 4%

Standard is 4%. Lower = safer but requires more savings.

Your FIRE Number

$1,500,000

Retire in ~22 years

33%

Savings Rate

25x

Expense Multiple

Projected Portfolio Growth vs. FIRE Target